Amarillo is located in northern Texas, in the Panhandle, just north of Lubbock. The cities name means �yellow� in Spanish, for its abundant yellow soil and the plentiful yellow wildflowers. Amarillo is right in the center of the south-central region of the U.S., the fastest growing region in the country. It is the retailing, medical and service center for an area extending about 60 miles south and 120 miles to the north, east and west. The general climate is quite dry, and for this reason flooding is about the last thing on the minds of Amarillo, Texas homeowners when purchasing insurance. This, however, is a dire oversight.

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